My goals and resolutions 2009

Resolution 1: lose weight, improve health
Habit Change: walk 30 minutes a day in the morning . Requires the to wake up at 5.30 am every morning and leave the house by 6.30am!
Positive Consequence (Reward): after 10 subsequent days of walking, I will increase the number of Safaricom shares I own and treat myself to some fruit salad Ksh 50/ and vegetable salad at the end of themonth Ksh 80/=


40 X 5 = kh 200

Price of Safaricom shares = 4

Negative Consequence: I will loooe out on the vegetable salad for everday I mis out walking and probably gain some weight,,,,ouch
Loos total of ksh 800/= that’s a lot!


Resolution 2: Increase my bet worth
Habit Change: Reduce my spending –

Areas I can reduce my spending is

1. Stick to my budget – Special allocation to gifts and eating out. I,e Set limits to how much I can give and stop using giving as a way of valuing my worth to others. Find other ways of valuing myself.
2. Plan my meals better and stick to the plan- Lookat the big picture
3. Get some financial literacy by reading books on investment in and money management
4. Create Multiple streams of income.
Positive Consequence (Reward): Better financial management will help me have some peace of mind and focus on developing my God given talents and enjoy the glory of living . And make money out of living rather than living to make some money.

Negative Consequence: If I don’t manage my finances well I will suffer the shame of poverty.
Loose a total of ksh 800/= that’s a lot!

Self development: Achieve my full potential . greatness
Steps; Read and take into action the lesson Iearn from different resources, books, newsletters,etc
Positive consequence: enjoy the joy of living and being a life. Fulfilllment a sense of purpose

Negative consequence; depression and looking for a sense of meaning in the wrong places, people and things

Spititual development: A hope to hand down valuable skills and a legacy to your children? I think this is what I feel most strongly about. Most passionate about . ore passionate than anything I ever felty about anything….in my life. Juts thinking abut what values and what legacy am I gonna eave for my kids brings tears to my eyes. I ask myself lord What good do I have that can be passed on to future generations? I cant afford to give them les than I am or expect them to be more than I am not. That would be hypocritical and I don’t want to be that.

I will do this by; Reading the bible everyday and eek to know God and his guidanc enad his perfect will for my life and hold on to it like i would die if i didnt becaue I would die If i dont. and not just me, so would everyone I love and care for.